Credit card fees. Fees in general have headed skyward in the past few years.
You can be charged onerous fees for misdemeanors such as late payments or
overstepping your credit limit. The solution is to keep an eye on the calendar
and pay on time. If you can't make a payment because of extenuating
circumstances, call the credit card company and speak with someone about it
before it's due. They may be able to arrange a special payment plan for you.
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