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Credit Card Protection

Credit Protection:

Sign your card upon receipt.

Note down the account number and any customer service numbers and put them in a safe place.

A photo copy of the front and the back can be put on file.

Do not give your account information to anyone.

If you use your card online, check into the security features at your credit card company, such as temporary numbers for credit card purchases, so you don't have to give your "real" number online.

Keep a copy of sales slips and balance these against your charge statement.

Do not hesitate, if you lose your card, if it is stolen, or if you notice questionable charges call you credit card company


Did You Know: Cash Advances

 Cash advances. Regardless of your terms, you almost never get a grace period for cash advances, which means you begin paying interest on them right away. Adding insult to injury, the interest rates on cash advances are typically higher than the ordinary rate on card purchases. You may be tempted to put your credit card in the ATM and get cash, but it's very expensive. Interest rates on cash advances can climb as high as 30 percent, similar to the fees assessed after a late payment.

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